What Does This Mean?

If you currently have a Medicare Supplement (Medigap) plan and live in Indiana, you're allowed to switch to another Medigap plan with the same letter—for example, from one Plan G to another Plan G—offered by a different insurance company at a lower premium.

Best of all, you can do this without:

• ❌ Medical underwriting

• ❌ Health questions

• ❌ Pre-existing condition exclusions

In other words, you cannot be denied coverage or charged more because of your health or past claims.

This special "birthday rule" gives you a 60-day window each year—starting 30 days before your birthday and ending 30 days after—to shop for the same benefits at a potentially better price.

Let's Review Your Options Together

I'm always happy to help you review your plan during your birthday window. If you have questions or want to explore your options, I'm here for you.