What Does This Mean?

If you currently have a Medicare Supplement (Medigap) plan and reside in Indiana, you are allowed to switch to another Medigap plan with the same letter (for example, Plan G to another Plan G) offered by a different insurance company that charges a lower premium.

You can do this without:

·       Medical underwriting

·       Health questions

·       Pre-existing condition exclusions

This means you cannot be denied coverage or charged more because of your health or past claims. This special “birthday rule” gives you a 60-day window each year, starting 30 days before your birthday and ending 30 days after your birthday, to shop for the same benefits at a potentially better price.

I’m always happy to help you review your options during this birthday period.

If you have any questions or want to explore your options, I’m here for you!